Area of focus

Consumer Finance Litigation

Consumer finance litigation is complex and demanding. It calls for experience, decisive judgment, and steady nerve. 

Clients in the consumer finance space are subject to laws, rules, and regulations covering every aspect of their business operations. Our Consumer Finance Litigation team has unmatched knowledge and...

Representative experience

Representing a consumer lender in matter involving the CFPB and DOJ relating to alleged discrimination by a group of mortgage brokers. Settled with releases protecting our client.

Securing an appellate win in the Second Circuit for a national bank in a federal foreclosure action for diversity of citizenship purposes.

Defending clients in actions brought by individual borrowers, or groups of borrowers in mass or class actions, attacking servicing or lending practices.

Defending clients against claims under federal and state consumer protection statutes, including TILA, RESPA, ECOA, FHA, FDCPA, and TCPA.

Successfully represents the lending industry, including banks, loan servicers, and trusts, in all New York state and federal courts.

Represents clients in bankruptcy adversary actions and appeals.

Represents servicer and mortgage lender in enforcement action by New York Attorney General.

Represent financial institutions in CFPB investigations and provide compliance advice.

Represents lenders and loan servicers in over a dozen mass and class actions by borrowers claiming entitlement to loan modification or improper denial.

Represents lenders and servicers in quiet title actions.

Counsels and defends clients in actions involving mortgage, student, equipment, and auto loans.

Represented a celebrity chef in a suit for the alleged breach of a tour agreement.

Represented owner in a multimillion-dollar real estate and construction dispute between contractors, building owners, and investors.

Successfully defended, through appeal, precedent-setting class actions concerning validity of automatic renewal and late-fee provisions.

Published Works

CFPB 2016 Roundup: Mortgage Enforcement Trends and Enforcement Authority Examined Westlaw Journal Bank & Lender Liability, Volume 22, Issue 20

Last year the CFPB initiated fewer enforcement actions in the mortgage industry than in 2015.  The Bureau nonetheless remained actively engaged in regulating mortgage lenders and...

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Published Works

Boundaries Unknown: CFPB in the Mortgage Industry New York Law Journal

The Dodd-Frank Wall Street Reform and Consumer Protection Act prohibits mortgage lenders and servicers (and other covered persons or service providers) from committing unfair, deceptive or...

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