We use cookies to deliver our online services. Details of the cookies we use and instructions on how to disable them are set out in our Cookies Policy. By using this website you agree to our use of cookies. To close this message click close.

Roger Tym


Roger Tym
English, French, German, Spanish
Practice Group

Roger is a partner in our Commercial and Retail Banking team, with particular experience in payments, consumer credit and mortgage regulation. He works with a broad cross-section of banks (both international and local, established and challenger), specialist lenders and payment service providers and infrastructure providers

Roger works with these clients and with the key industry bodies to help with the development and implementation of new law and regulation.  He also advises on the ongoing impact for all aspects of our clients' businesses, such as licensing and prudential requirements, product design, alliances like distribution and outsourcing arrangements, and transfers of portfolios or businesses. 

As an example of the breadth of Roger’s practice, he has recently been involved in the largest European payments acquisition, establishment of a new bank, working with the British Bankers Association to influence the development and implementation of the new Payment Accounts Directive, helping clients make changes to prepare for the Mortgage Credit Directive and working on some new business models in the payments sector. 

Roger has lived with the issues facing our clients both in-house, leading legal teams within Lloyds TSB and NatWest, and in private practice.  He has also supported the industry as a member of the legal panels of the British Bankers Association and the Council of Mortgage Lenders.

"He has a specialist retail finance practice which covers all manner of payments law as well as consumer credit and data protection matters" 

Chambers UK 2015

Representative experience

Acted for Optimal Payments Plc in the acquisition of Skrill and Ukash

Acted for the British Bankers Association in construction of Industry Guidance for Banking Conduct of Business Sourcebook (BCOBS) and negotiation with FSA

Drafted mortgage document suite for UK's largest mortgage lender.

Advised numerous clients on implementation and ongoing impact of Payment Services Directive and Regulations.

Advised numerous clients on implementation and ongoing impact of Consumer Credit Directive.

Advised on the establishment of a new bank

Acted for global private equity fund on acquisition of secured and unsecured lending portfolios and businesses.

Education and admissions


  • B.A., University of Kent


  • The Law Society


Winner of the Client Choice Awards, Banking category

2017 - 2018

Leading Individual, Band 1 for Financial Services: Payments Law

Chambers UK

2017 - 2018

Leading Individual, Band 2 for Consumer Finance

Chambers UK


Ranked Tier 1 - FinTech

Legal 500

Loading data