News
Implementing UK Consumer Duty: Prioritisation, delivering real change, and teamwork are key
25 January 2023
PartnerLondon
Email [email protected]hoganlovells.com
Phone +44 20 7296 2470
Fax +44 20 7296 2001
LanguagesEnglish, French, German, Spanish
Practice groupGlobal Regulatory
"He is a go-to lawyer on payment and banking work, and very easy to work with."
Chambers UK 2018
Roger is a partner in our Commercial and Retail Banking team, with particular experience in payments, consumer credit and mortgage regulation. He works with a broad cross-section of banks (both international and local, established and challenger), specialist lenders and payment service providers and infrastructure providers.
Roger works with these clients and with the key industry bodies to help with the development and implementation of new law and regulation. He also advises on the ongoing impact for all aspects of our clients' businesses, such as licensing and prudential requirements, product design, alliances like distribution and outsourcing arrangements, and transfers of portfolios or businesses.
As an example of the breadth of Roger’s practice, he has recently been involved in the largest European payments acquisition, establishment of a new bank, working with UK Finance and clients to influence the development and implementation of the Payment Accounts Directive and the new Payment Services Directive, helping clients make changes to prepare for the Mortgage Credit Directive and working on some new business models in the payments sector.
Roger has lived with the issues facing our clients both in-house, leading legal teams within Lloyds TSB and NatWest, and in private practice. He has also supported the industry as a member of the legal panels of the British Bankers Association and the Council of Mortgage Lenders.
Leading Individual, Band 1 for Financial Services: Payments Law
Chambers UK
Leading Individual, Band 2 for Consumer Finance
Chambers UK
Ranked Tier 1 - FinTech
Legal 500
Winner of the Client Choice Awards, Banking category
Education
B.A., University of Kent
Memberships
The Law Society
Acted for Optimal Payments Plc in the acquisition of Skrill and Ukash.
Acted for the British Bankers Association in construction of Industry Guidance for Banking Conduct of Business Sourcebook (BCOBS) and negotiation with FSA.
Drafted mortgage document suite for UK's largest mortgage lender.
Advised numerous clients on implementation and ongoing impact of the Second Payment Services Directive and Regulations.
Advised numerous clients on implementation and ongoing impact of Consumer Credit Directive.
Advised on the establishment of a new bank.
Acted for global private equity fund on acquisition of secured and unsecured lending portfolios and businesses.
News
25 January 2023
News
23 January 2023
News
17 January 2023
News
16 December 2022
News
15 December 2022
News
14 December 2022