Pablo Muelas

Pablo Muelas


Email [email protected]​

Phone +34 913 49 82 74

Fax +34 91 349 82 01

LanguagesSpanish, English, French, German

Practice groupCorporate & Finance

“We highly value our relationship with him because he gives creative solutions and does not limit himself to providing a yes or no answer.”

Chambers Europe 2021

Pablo Muelas is the head of the Insurance and Reinsurance practice of the Madrid office. Pablo has extensive experience in regulatory and corporate law in the insurance and reinsurance sector. In addition to his position as the Subdirector of the DGSFP, he has been a national expert in the European Commission. Before joining Hogan Lovells, he was the head of the insurance practice of an important national firm.

He has advised important national and international clients on corporate transactions and strategic alliances. In the regulatory space he has managed and supervised the advice on, among other matters, product design, contract interpretation, insurance and reinsurance distribution, pension plans and funds, Insurtech and new digital developments, requirements to operate in Spain, transnational structures, authorisation procedures, inspections and sanctioning proceedings.

Pablo is recognised by the most prestigious international legal directories such as Chambers & Partners and Legal 500.

Awards and recognitions


Leading individual for Insurance
Legal 500 EMEA


Recommended for Insurance
Legal 500 EMEA


Ranked in Insurance
Chambers Europe

Education and admissions


Master to Access the Law, Universidad Internacional de la Rioja, 2017

M.Sc. Economics, Universidad Rey Juan Carlos, 2015

Passed the opposition to the Superior Body of the State Insurance Inspectors, 2001

Bachelor of Business Administration and Law, Universidad Pontificia Comillas - ICADE, 1997

Representative experience

Advising on the transformation of an insurance brokerate into an agency.

Procedural direction in the defence of the client portfolio of an insurance company against a former agent.

Advising on expert proceedings against a liquidation proposal of the Insurance Compensation Consortium.

Preparation of Solvency II policies.

Lobby for a better fit of the unit-linked in the regulations on insurance distribution.

Advising on the takeover of a majority stake between competing insurance companies.

Advice in the context of Brexit for the relocation of the headquarters of an insurance company.

Recurring advice to the bancassurance subsector.

Advice on a supervisory procedure (DGSFP inspection).

Recurring advice to the main association of insurance brokers (ADECOSE).

Advice to insurance companies on CNMC and AEPD procedures.

Advice to the Board of Directors in conflictive corporate governance environments.

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