Sara C. Lenet

Sara C. Lenet

Washington, D.C.

Email [email protected]​

Phone +1 202 637 5672

Fax +1 202 637 5910

Practice groupCorporate & Finance

Increasing and evolving regulation has led to a more pressing need for thoughtful legal counsel when navigating the banking and financial services industries. Clients trust Sara Lenet to provide practical and strategic advice with respect to complex regulatory issues faced by banking entities and non-bank financial services companies.

Each business has its own objectives when navigating the web of financial regulation, and Sara has the skills to develop practical strategies and solutions to help each achieve its goals. She has spent her entire legal career advising banks and bank holding companies of all sizes, as well as other financial institutions and non-bank financial services companies, on a wide variety of financial regulatory matters including permissible activities and investments, transactions with affiliates (Regulation W), licensing requirements and compliance with new and evolving legislation, like the Dodd-Frank Act and the Volcker Rule.

Sara also represents banks and their holding companies in dealings with their U.S. federal and state regulators, including in connection with obtaining necessary approvals for mergers and other transactions and new activities or investments. She has vast experience representing clients before the Federal Reserve, the Federal Deposit Insurance Corporation (FDIC), the Office of the Comptroller of the Currency (OCC), the New York Department of Financial Services, and other state bank regulatory agencies.

Sara is passionate about giving back and pro bono service, with a focus on working with organizations that provide assistance to children and their families and advocacy against gun violence in schools.

Awards and recognitions


Finance: Financial Services Regulation, Recommended
Legal 500 US

Education and admissions


J.D., William & Mary Law School, 2007

A.B., Cornell University, 2004

Bar admissions and qualifications

District of Columbia

New York

Representative experience

Advise banks on regulatory matters, including affiliate transactions, new product design, FinTech partnerships, service provider relationships, and examination matters.

Represent banks and other entities in applications and other matters before the Federal Reserve, FDIC, OCC, and state banking agencies.

Advise FinTech and payment companies, nonbank lenders, retailers, and universities on compliance with money transmission and lending laws.

Advise all types of companies on credit card agreements with card issuers and regulatory requirements associated with gift cards.

Advise banking entities on corporate governance matters, including those particular to the banking industry and the bank (or thrift) holding company structure.

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