Increasing and evolving regulation has led to a more pressing need for thoughtful legal counsel when navigating the banking and financial services industries. Clients trust Sara Lenet to provide practical and strategic advice with respect to complex regulatory issues faced by U.S. and foreign banking entities and non-bank financial services companies.

Each business has its own objectives when navigating the web of financial regulation, and Sara has the skills to develop practical strategies and solutions to help each achieve its goals. She has spent her entire legal career advising U.S. and foreign banks and bank holding companies of all sizes, as well as other financial institutions and non-bank financial services companies, on a wide variety of financial regulatory matters including permissible activities and investments, transactions with affiliates (Regulation W), and compliance with new and evolving legislation, like the Dodd-Frank Act and the Volcker Rule.

Sara also represents banks and their holding companies in dealings with their U.S. federal and state regulators, including in connection with obtaining necessary approvals for mergers and other transactions and new activities or investments. She has vast experience representing clients before the Federal Reserve, the Federal Deposit Insurance Corporation, the Office of the Comptroller of the Currency, the New York Department of Financial Services, and other state bank regulatory agencies.

Sara is passionate about giving back and pro bono service, with a focus on working with organizations that provide assistance to children and their families and advocacy against gun violence in schools.

Education and admissions


J.D., William & Mary Law School, 2007

A.B., Cornell University, 2004

Bar admissions and qualifications

District of Columbia

New York

Representative experience

Represent banking entities in applications before the Federal Reserve, Federal Deposit Insurance Corporation, Office of the Comptroller of the Currency, and state banking agencies.

Advise banking entities on corporate governance matters, including those particular to the banking industry and the bank (or thrift) holding company structure.

Counsel on regulatory issues affecting banking entities, including limits on transactions with affiliates, design of new products, and compliance with the Volcker Rule.

Advise banking entities on regulatory aspects of corporate transactions, including structuring of investments in or made by banks, mergers and acquisitions, and charter conversions.

Advise foreign banks and other companies – with and without an existing presence in the U.S. – on permissible activities in the U.S. or involving U.S. customers and licensing issues.

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