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Insights

COVID-19: FCA finalises extended support for consumer credit customers
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The FCA has published final versions of guidance to enhance support to users of consumer credit products who face payment difficulties due to COVID-19. The new guidance updates its July...

Insights

COVID-19: FCA finalises extended mortgage support measures and its updated Guidance for lenders and servicers
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The FCA has finalised its updated Guidance on support for mortgage customers. The proposals include extending the period during which customers can apply for a payment holiday and during...

News

Mortgages and Covid-19: UK FCA extends support measures until at least 31 October 2020 and updates its Guidance for lenders and servicers

The FCA proposes continued support for mortgage customers by updating its Guidance. The proposals include extending the period during which customers can apply for a payment holiday and...

Analysis

Operational Resilience in Financial Services
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The unavailability of key financial services has the potential to cause wide-reaching harm to consumers and market integrity, threaten the viability of firms and cause instability in the...

News

UK Coronavirus Business Interruption Loan Scheme: an overview

The Coronavirus Business Interruption Loan Scheme (CBILS) was launched by the UK government on 23 March 2020 to help businesses to keep operating during the COVID-19 pandemic.

News

Operational resilience: a new area of regulation you need to think about now
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Several high profile systems failures resulting in customers being unable to access their finances and an ever-increasing reliance on outsourcing key activities to group entities or third...

Insights

Open finance: the FCA consults on how to transform the financial services market
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The UK Financial Conduct Authority (FCA) is consulting on the opportunities and risks presented by open finance, building on the progress and success of open banking. The consultation is...

Insights

FCA consults on fairness of variation terms in consumer contracts under Consumer Rights Act 2015
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The FCA has published a consultation which contains draft guidance on the fairness of variation terms under the Consumer Rights Act 2015 (the "CRA") and the Unfair Terms in...

Insights

FCA consults on fairness of variation terms in consumer contracts under Consumer Rights Act 2015
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The FCA has published a consultation which contains draft guidance on the fairness of variation terms under the Consumer Rights Act 2015 (the "CRA") and the Unfair Terms in...

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