Charlie Middleton

Charlie Middleton


Email [email protected]​

Phone +44 20 7296 7353

Fax +44 20 7296 2001


Practice groupGlobal Regulatory

Charlie is a financial institutions lawyer advising clients across the retail banking and payments industry, from large and established financial institutions to small FinTech start-ups, on regulatory, commercial, and transactional issues.

Charlie is able to assist on sector-specific regulation including the Consumer Credit Act, the Payment Services Regulation, BCOBS, CONC, and MCOB, as well as the impact of unfair terms, consumer rights, and AML on the financial services sector.

Charlie uses the industry experience he gained on secondment in the UK consumer team of a major bank to provide practical and commercial advice.

Education and admissions


LL.M., University of Leiden, 2015

LL.B., University of Warwick, 2014

Court admissions

Senior Courts of England and Wales

Representative experience

Reviewing terms and conditions and other customer facing documentation for UK and global banks.

Co-ordinating multi-jurisdictional reviews for payment institutions in relation to regulatory compliance and the launch of new products.

Advising various institutions on the impact of PSD2 requirements.

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