George Kiladze

George Kiladze

Associate
London

Email [email protected]​hoganlovells.com

Phone +44 20 7296 5691

Fax +44 20 7296 2001

LanguagesEnglish, Georgian

Practice groupCorporate & Finance

George has experience in structured finance transactions and derivatives and their related restructurings, working on a range of asset classes including automotive receivables, SME loans, point-of-sale financing receivables, consumer receivables, residential and commercial mortgages and student loans. He has advised a variety of key participants on these transactions, including lenders, issuers, arrangers, originators, monoline and bond wrap insurers, liquidity facility providers, funds and swap counterparties, as well as intermediaries in debt portfolio sales. 

George also has experience advising participants in distressed and restructuring scenarios, including consent solicitations, debt for equity exchanges and tender processes.  

More recently, he has advised a number of creditors on their IBOR transitions, including the identification and calculation of relevant credit adjustment spreads for risk free rates. 

Education and admissions

Education

MSc Law and Accounting, London School of Economics and Political Science, 2014

LL.B., Durham University, 2013

Bar admissions and qualifications

Solicitor, England and Wales

Representative experience

A leading U.S. multinational investment bank on a €300m private warehouse for an Irish residential mortgage portfolio and subsequent take-out into a public securitisation.

A leading U.S. investment bank on the securitisation of a £125m portfolio of point-of-sale financing receivables originated in the UK. 

A leading UK tech-driven motor insurance group on a reorganisation and a high yield refinancing of a number of PIK facilities.

A leading U.S. structured finance guarantor on the restructuring of a number of wrapped bonds and securitisations.

Bank of America in its STS-designated €300m Irish residential mortgage backed securitisation with Finance Ireland.

NATS (En Route) Plc on its dual tranche £750m amortising and bullet bond issuance as part of a wider multi-debt refinancing transaction.

A leading UK investment bank as a swap counterparty on the restructuring of a large complex commercial mortgage backed securitisation on a sheltered accommodation portfolio.

Lloyds as arranger on an STS securitisation of a portfolio of PCP contracts from a UK auto originator.

A leading UK investment bank in a back-to-back arrangement for the purchase and sale of a portfolio of "lender option borrower option" loans.

A U.S. institutional asset manager in relation to its acquisition of a back book and front book of Irish personal and student loans.

A Swedish platform as the servicer on an insured notes issuance backed by a risk participation in a loan from an African multilateral development bank.

Volkswagen Financial Services on a number of securitisation transactions, including Driver U.K. Master on its £4bn securitisation programme of UK automotive receivables.