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Helen Couchman

Senior Associate

Helen Couchman

Helen Couchman advises insurers and other financial institutions on insurance law and regulation, focusing on matters involving regulatory capital, long-term insurance, reinsurance, insurance finance and the Lloyd's insurance market. She has also worked on a number of major transactions involving the transfer of longevity risk by insurers and pension schemes, mergers and acquisitions of insurance companies as well as reorganisations of insurance groups.Her clients appreciate her understanding of their business and her consistent ability to respond to challenging legal enquiries.

Representative experience

Advising AEGON, Lloyds Banking Group and BlackRock on unit-linked life insurance and reinsurance.

Acting for the Phoenix Group on the negotiation of a series of significant reinsurance arrangements.

Advising Pacific Life Re on numerous longevity reinsurance transactions and regulatory queries.

Advising ING Bank on numerous funds at Lloyd's letter of credit facilities.

Education and admissions


  • Lloyd's and London Market Introductory Test, Lloyd's of London, 2013
  • Legal Practice Course, BPP Law School, London, 2010
  • Graduate Diploma in Law, College of Law, 2009
  • History BA (Hons), The University of Reading, 2007

Court admissions

  • Senior Courts of England and Wales
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