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Therese M. Goldsmith


Therese M. Goldsmith

When our healthcare and insurance clients need practical solutions to high-stakes regulatory issues, they call Therese Goldsmith. A former state insurance commissioner and public utilities regulator, Therese can see things from a regulator's perspective and has a keen appreciation of her clients' business priorities and objectives. That combination of experience and knowledge has driven her thoughtful, common-sense approach to resolving challenging regulatory problems.

Therese provides strategic support in insurer transactions, regulatory examinations, complex litigation matters, and legislative initiatives. She advises health insurance issuers on compliance with the Affordable Care Act and other laws and regulations. Therese also represents healthcare clients in connection with fraud and abuse matters, and assists in developing compliance plans and conducting internal audits and investigations.

Before joining Hogan Lovells, Therese played a key role in Maryland's implementation of the Affordable Care Act as the state's Insurance Commissioner. She held leadership positions with the National Association of Insurance Commissioners, serving as the vice chair of its Market Regulations and Consumer Affairs (D) Committee and Market Actions Working Group, and chair of its Market Regulation Accreditation Working Group.

Therese was also a commissioner on the Maryland Public Service Commission, which regulates public utilities. She was previously a white-collar litigation partner at Hogan & Hartson, now Hogan Lovells. There, her practice focused on government investigations, healthcare fraud and abuse litigation, claims brought under the False Claims Act, and issues arising under HIPAA and state privacy laws.

Therese is committed to community service. She has provided pro bono legal representation through the Community Law Center, American Civil Liberties Union, Maryland Disability Law Center, and serves on the Board of Directors of Vehicles for Change.

Areas of focus

Education and admissions


  • J.D., Order of the Coif, University of Maryland School of Law, 1998
  • M.S., Towson University, 1981
  • B.S., summa cum laude, Towson University, 1979


  • Member, Maryland Health Benefit Exchange Board of Trustees, 2011-2015

  • Member, Maryland Health Care Reform Coordinating Council, 2011-2105

  • Vice-Chair, National Association of Insurance Commissioners' (NAIC) Market Regulation and Consumer Affairs (D) Committee; Vice-Chair NAIC Market Actions Working Group; Chair NAIC Market Regulation Accreditation Working Group, 2014

Bar admissions and qualifications

  • Maryland

Court admissions

  • U.S. Court of Appeals, 8th Circuit
  • U.S. District Court, District of Columbia
  • U.S. District Court, District of Maryland
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