EBA Report on the impact of FinTech on payment institutions and e-money institutions business models

In line with the priorities set out in its FinTech Roadmap, last month, the European Banking Authority (EBA) published a report on the impact of FinTech on the business of payment institutions (PIs) and electronic money institutions (EMIs) on the basis of the information collected by the EBA through its engagement with the supervisory authorities, the industry and the EBA FinTech Knowledge Hub.

The Report is not intended to set models for future developments. Rather, it aims at better understanding the ongoing changes in the payment industry and enhancing knowledge among regulators, supervisors and market players.

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