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Implementing UK Consumer Duty: Prioritisation, delivering real change, and teamwork are key

The FCA has published its findings from its review of the Consumer Duty implementation plans of around 60 of the largest retail financial services firms who have fixed FCA supervisory...

News

Global Payments Newsletter, January 2023

Key developments of interest over the last month include: the UK Treasury publishing a review and call for evidence on the Payment Services Regulations 2017 and a post-implementation review ...

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UK government reviews Payment Services Regulations and Payment Card Interchange Fee Regulations

HM Treasury has published a review and call for evidence on the Payment Services Regulations 2017, as well as the outcome of a post-implementation review of the Payment Card...

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Edinburgh Reforms – quick guide and timeline

Following the announcement of the Edinburgh Reforms on 9 December 2022, we have put together a quick guide and timeline to help with navigating the measures. These extensive and significant ...

News

Global Payments Newsletter, December 2022

Key developments of interest over the last month include: the UK government announcing a package of financial services regulatory reforms (the “Edinburgh Reforms”) to drive...

News

UK government consults on future of consumer information requirements for payment accounts

As part of the Edinburgh Reforms announced by the UK Chancellor of the Exchequer on 9 December 2022, HM Treasury is consulting on the customer information requirements in the Payment...

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UK Consumer Credit Act 1974: HM Treasury takes first step towards ‘ambitious long-term reform’

Following a government announcement in June this year of a commitment to 'ambitious long-term reform' to create a consumer credit regulatory regime that fosters innovation but also...

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UK FCA consults on mortgage support guidance as cost of living starts to bite borrowers

With interest rates rising and inflation and energy prices at record levels, the government, major mortgage lenders and the UK FCA have agreed a range of measures that firms can use to...

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EU consumer credit legislation in the digital era: Political agreement on CCD II reached

The Council of the EU and the European Parliament have reached provisional political agreement on the proposed Directive on consumer credits to revise and replace the Consumer Credit...

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