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News

Woolard Review sets out vision for unsecured credit: now over to the FCA to make it happen

The Woolard Review team has acted swiftly in publishing their recommendations to the FCA, publishing their findings just over two months after the initial Call for Input closed. The Review...

News

Global Payments Newsletter, January 2021

Key developments of interest over the last month include: United Kingdom: HM Treasury consults on regulatory approach to cryptoassets and stablecoins. Italy: Government repeals the...

Insights

UK payments and lending regulation in 2021: What might lie ahead?
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Over the last 12 months, financial services providers (and regulators) have demonstrated just how innovative they can be and how swiftly they are able to move to respond to a crisis that...

News

Global Payments Newsletter, December 2020

Key developments of interest over the last month include: United Kingdom: HM Treasury is consulting on proposed insolvency changes for payment institutions and electronic money...

News

COVID-19: Summary of National Payment Moratoria Measures in Europe

Our note summarises key national payment moratoria measures and other reliefs related to the COVID-19 pandemic which have been introduced in various European countries and which are...

Insights

COVID-19: FCA finalises extended support for consumer credit customers
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The FCA has published final versions of guidance to enhance support to users of consumer credit products who face payment difficulties due to COVID-19. The new guidance updates its July...

News

Global Payments Newsletter, November 2020

Key developments of interest over the last month include: Europe: The CJEU has found that (i) PSD2 does not restrict the type of terms that can be changed by tacit consent, but where the ...

Insights

FCA finalises extension to COVID-19 payment deferral scheme for mortgages and additional guidance
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The FCA has published final iterations of its COVID-19 guidance for firms dealing with mortgage customers experiencing financial difficulty. The amended guidance on payment deferrals (the...

Insights

Six months to make changes to CCA enforcement, default and termination notices
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Lenders and owners will need to amend their CCA section 76 (enforcement), 87 (default), and 98 (termination) notices to reflect new requirements and prescribed text. HM Treasury is seeking...

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