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Across topics and issues, borders and industries, we have the thought leadership you need to stay ahead of changes in the law.

Across topics and issues, borders and industries, we have the thought leadership you need to stay ahead of changes in the law.

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Mortgages and COVID-19: Final FCA guidance on customer support after payment deferral period ends
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The FCA has finalised its guidance on mortgage customers that continue to be or will be newly affected by coronavirus once the existing guidance for payment deferrals (the “June...

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Mortgages and COVID-19: FCA draft guidance on further support after payment deferral period ends
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The FCA recognises that many mortgage consumers will continue to be or will be newly affected by coronavirus once the current raft of support measures (the “June Guidance”)...

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Global Payments Newsletter, August 2020

Key developments of interest over the last month include: United Kingdom: HM Treasury publishes Call for Evidence for Payments Landscape Review, seeking industry input on how payment...

News

COVID-19: Summary of National Payment Moratoria Measures in Europe

Our note summarises key national payment moratoria measures and other reliefs related to the COVID-19 pandemic which have been introduced in various European countries and which are...

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'Mortgage prisoners': FCA proposes further support in light of COVID-19
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Although the FCA had previously made changes to make it easier for lenders to offer new products to so-called 'mortgage prisoners', the impact of COVID-19 has meant that lenders...

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Consumer credit broker commission: Motor finance discretionary models out, disclosure rules amended
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The FCA has confirmed that it's introducing a ban on discretionary commission models in the motor finance market. This follows its Motor Finance Review and related October 2019...

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UK's draft breathing space regulations for problem debt: just in time for COVID-19 fallout
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As part of the UK Government's focus on problem debt and vulnerable customers, it has published a draft version of regulations setting up the first part of the long-awaited Debt Respite ...

News

Global Payments Newsletter, July 2020

Key developments of interest over the last month include: Australia: Open banking launches with the initiation of the Consumer Data Right. Customers of Australia's four major banks...

Insights

COVID-19: FCA final updated temporary relief measures for motor finance and HCSTC agreements
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The FCA has published final updated temporary guidance to provide continuing support for customers who have entered into motor finance or high-cost short-term credit agreements and have...

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