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Across topics and issues, borders and industries, we have the thought leadership you need to stay ahead of changes in the law.

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Insights

Mortgages and COVID-19: Final FCA guidance on customer support after payment deferral period ends 
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15 September 2020

The FCA has finalised its guidance on mortgage customers that continue to be or will be newly affected by coronavirus once the existing guidance for payment deferrals (the “June...

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Mortgages and COVID-19: FCA draft guidance on further support after payment deferral period ends 
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01 September 2020

The FCA recognises that many mortgage consumers will continue to be or will be newly affected by coronavirus once the current raft of support measures (the “June Guidance”)...

News

Global Payments Newsletter, August 2020

21 August 2020

Key developments of interest over the last month include: United Kingdom: HM Treasury publishes Call for Evidence for Payments Landscape Review, seeking industry input on how payment...

News

COVID-19: Summary of National Payment Moratoria Measures in Europe

20 August 2020

Our note summarises key national payment moratoria measures and other reliefs related to the COVID-19 pandemic which have been introduced in various European countries and which are...

Insights

'Mortgage prisoners': FCA proposes further support in light of COVID-19 
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03 August 2020

Although the FCA had previously made changes to make it easier for lenders to offer new products to so-called 'mortgage prisoners', the impact of COVID-19 has meant that lenders...

Insights

Consumer credit broker commission: Motor finance discretionary models out, disclosure rules amended 
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29 July 2020

The FCA has confirmed that it's introducing a ban on discretionary commission models in the motor finance market. This follows its Motor Finance Review and related October 2019...

Insights

UK's draft breathing space regulations for problem debt: just in time for COVID-19 fallout 
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22 July 2020

As part of the UK Government's focus on problem debt and vulnerable customers, it has published a draft version of regulations setting up the first part of the long-awaited Debt Respite ...

News

Global Payments Newsletter, July 2020

22 July 2020

Key developments of interest over the last month include: Australia: Open banking launches with the initiation of the Consumer Data Right. Customers of Australia's four major banks...

Insights

COVID-19: FCA final updated temporary relief measures for motor finance and HCSTC agreements 
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15 July 2020

The FCA has published final updated temporary guidance to provide continuing support for customers who have entered into motor finance or high-cost short-term credit agreements and have...

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