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FIS Horizons

2020 is likely to be another eventful year in the Financial Institutions Sector. The question is, how do we address – and even embrace – this change and how do we make the most of the opportunities that change brings?

Open everything and improved security: life after PSD2

PSD2 is a significant piece of legislation, aimed at disrupting the traditional banking and payment services market, improving competition and promoting innovation. One of the ways it does this is by forcing providers to allow access to customer accounts to disruptors who can offer new services to customers by exploiting the wealth of information which can be obtained through access to customers’ account information. Nearly two years after PSD2 first came into force, how is this brave new era of open banking working out for both sides? What might the next twelve months bring? We provide a snapshot of the current state of play and some crystal ball gazing from our European and UK teams below.

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