Oliver Irons

Oliver Irons


Email [email protected]​hoganlovells.com

Phone +44 20 7296 2142

Fax +44 20 7296 2001


Practice groupGlobal Regulatory

As part of our Commercial and Retail Banking team, and with wealth of experience, Oliver Irons advises a broad range of clients on financial law and regulation.

He has a particular focus on payment services and electronic money and regularly works with banks, e-money issuers and FinTech companies on the development and implementation of new products and innovative payments solutions, both in the UK and across the EU.

Oliver also advises on consumer finance matters where his recent experience has included advising peer to peer lending platforms and assisting clients with the FCA consumer credit authorisation process. He has also been closely involved with the set-up of a new retail bank in the UK and worked with the in-house legal team on the drafting of customer terms and establishing policies and procedures as well as advising on applicable law and regulation.

In addition to his experience in private practice, Oliver has spent time on secondment with the Financial Conduct Authority where he worked on the implementation of PSD2 and development of regulatory guidance and at a leading multinational bank focusing on financial regulation and compliance.

Education and admissions


Nottingham Law School, 2002

Robinson College, University of Cambridge, 1998

Representative experience

Advising on the development and introduction of innovative payment solutions by start-up companies, established banks and e-money issuers.

Advising banks and e-money issuers on the implementation of PSD2.

Advising e-commerce platforms and marketplaces on the scope of regulation and available exemptions under payment services and e-money regulation.

Advising banks, merchant acquirers and merchants on the main Card Scheme rules, with a particular focus on the changes for payment facilitators and marketplaces.

Advising clients on passporting issues and the use of agents and distributors outside the UK.

Assisting international firms establish a UK presence and obtain FCA authorisation.

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