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Brexit: Prepare for the worst and hope for the best: Implications for banking, payments and consumer finance products

To ensure the financial system continues to work effectively if there is a "hard Brexit" HM Treasury has been finalising a series of statutory instruments which will ensure there is a...

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And who are you? EBA Opinion on the use of eIDAS certificates under PSD2

The EBA has published an Opinion dated 10 December 2018 on the use of eIDAS certificates under PSD2. The EBA has taken the step to issue an Opinion to ensure consistent implementation as...

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It's just around the corner - Further steps along the journey to developing a compliant dedicated interface

On 4 December the EBA published its Final Report on the Guidelines on the conditions to benefit from an exemption from the contingency mechanism under Article 33(6) of the RTS on SCA &...

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Are we nearly there yet? Further steps along the journey to developing a compliant dedicated interface for TPP access

On 9 November the API Evaluation Group published its long awaited statement of recommended functionalities for the APIs banks and other payment service providers – ASPSPs- will be...

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And another one… the draft Brexit amendments to the Payment Accounts Regulations

In the midst of the raft of Brexit related statutory instruments being published by the government in recent weeks, HM Treasury has published a draft version of the Payment Accounts...

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The FOS regime – changes in scope – some you win, some you lose!

The FCA has recently published its plans to extend the scope of the FOS regime and also to increase the compensation awards which can be made.

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Savings accounts: In or out? The CJEU's flexible approach to savings accounts.

In a very short judgment the CJEU has decided that an online direct savings account which permits unlimited access to funds, but only through an intermediate reference (current) account, is ...

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Addressing Implementation: Messages From The FCA Workshop on its Approach to Consumers

The FCA held a workshop last week on Customers in Vulnerable Circumstances which focused on its approach to ensuring inclusive and fair treatment of vulnerable consumers in the financial...

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Insurance recovery and resolution: debate reignites as industry and regulators differ over framework proposals

The issue of recovery and resolution frameworks for insurers has been on the back burner at both EU and UK level for some time.  Following a consultation in 2012, the European...

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Implementation of the IDD by the FCA and across Europe

In case you missed it on the Hogan Lovells Global Insurance Blog, our Insurance team has prepared an excellent note looking at what progress the supervisory authorities in France, Germany,...

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PPI complaints handling: FCA policy statement on final rules and guidance

On 2 March 2017, the FCA published a policy statement on final rules and guidance on PPI complaints.

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