FIsion Blog

A watching eye on financial services regulation

And another one… the draft Brexit amendments to the Payment Accounts Regulations

In the midst of the raft of Brexit related statutory instruments being published by the government in recent weeks, HM Treasury has published a draft version of the Payment Accounts...

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The FOS regime – changes in scope – some you win, some you lose!

The FCA has recently published its plans to extend the scope of the FOS regime and also to increase the compensation awards which can be made.

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The FCA consults on new SM&CR guidance on statements of responsibilities and responsibilities maps

On 11 October 2018, the FCA published a guidance consultation for FCA-authorised firms on preparing statements of responsibilities and responsibilities maps under the Senior Managers and...

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Lessons learnt? A cautionary tale for consumer credit lenders.

On 15 October 2018 the FCA published a "Dear CEO" letter addressed to lenders in the High Cost Short Term Credit (HCSTC) sector. Many lenders in this sector have seen a rapid rise in...

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Savings accounts: In or out? The CJEU's flexible approach to savings accounts.

In a very short judgment the CJEU has decided that an online direct savings account which permits unlimited access to funds, but only through an intermediate reference (current) account, is ...

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