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FIsion Blog

A watching eye on financial services regulation

High Cost Credit Review: Final rules and guidance on overdraft pricing and repeat use

The FCA has published final rules and a further consultation on a range of measures transforming the overdraft market. The changes in the final rules cover pricing intervention and repeat...

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FOS jurisdiction extended to SMEs from 1 April 2019: Has the FOS bitten off more than it can chew?

As we reported in our previous blog post in November 2018, from 1 April 2019 the jurisdiction of the FOS has extended to include SMEs with an annual turnover below £6.5m and with a...

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FCA Business Plan 2019/20: looking ahead to post-Brexit future of regulation

Unsurprisingly, Brexit remains the immediate priority for the FCA in its recently published Business Plan 2019/20. This year, other cross-sector work is divided into four continuing areas...

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Mortgage distribution: FCA aims to remove regulatory barriers to consumer-facing innovation

In its Mortgages Market Study final report the FCA commented that, in contrast to other markets, there hasn't been much progress in consumer-facing innovation in mortgage distribution....

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General insurance: FCA publishes report on Thematic Review of GI distribution chain

The FCA’s Thematic Review into general insurance distribution chains concludes that certain GI sector manufacturing, sales and distribution approaches can lead to customers purchasing ...

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