A complex and evolving regulatory environment demands innovative solutions to unprecedented challenges — and that's where Laura Biddle comes in. Laura, a lawyer in the financial institutions group at Hogan Lovells, has 20 years of experience helping financial institutions adapt and grow in this complicated industry.

She's on a first-name basis with the staffs of the federal banking regulators, including the Federal Reserve, OCC, and FDIC, as well as numerous state banking agencies. These valuable relationships are critical to a positive regulatory outcome on complex and novel transactions.

Laura regularly assists domestic and foreign banking organizations, specialty finance firms, non-depository lenders, and providers of payment and other consumer financial products and services on all aspects of financial services regulation. Clients turn to Laura for her wide-ranging knowledge on Dodd-Frank implementation. She's been instrumental in developing innovative, precedent-setting solutions to an array of difficult regulatory dilemmas, including novel organization structures and new financial products and services. She also represents financial institutions on supervisory-related issues, including examinations, regulatory investigations, enforcement actions, U.S. anti-money laundering laws, margin regulation compliance, consumer compliance, and state licensing laws.

Laura translated her experience into the Practicing Law Institute's annual Financial Institutions Answer Book for 2012 through 2017, which she co-authored and edits. She's a former member of the executive council of the Federal Bar Association's banking law section. Prior to law school, she worked in commercial lending and special assets at what is now one of the largest banks in the U.S.

Education and admissions


J.D., The Catholic University of America, Columbus School of Law, magna cum laude, 1996

B.B.A., The College of William & Mary, 1988

Bar admissions and qualifications

District of Columbia


Virginia (inactive)

Representative experience

Advising multiple foreign banks with the wind-down of U.S. offices.

Advising small and large banks on new product and service offerings.

Advising mutual institutions on reorganization and expansion.

Advising a number of community banks on crossing the Dodd-Frank Act US$10bn threshold.

Advising multiple banks on compliance with regulatory enforcement actions.

Advised non-bank service providers on first CFPB exam and the negotiation of the resulting enforcement actions.

Assisted foreign bank in obtaining a representative office license, which represented the first U.S. entry of a bank from that country.

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