European Commission reveals final "compromise" position on PSD2 strong customer authentication RTS

Under the final regulatory technical standards (RTS) on strong customer authentication (SCA) under PSD2, the Commission has developed a compromise solution allowing TPPs to use the interfaces made available to the customer (screen-scraping+) as part of a contingency mechanism if the banks' dedicated interfaces do not perform as required.

Although much of the RTS has remained unchanged, the amendments contained in the final position will have substantive effects on both banks (and other ASPSPs) and TPPs. Take a look at our more detailed commentary on the final RTS here.

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