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+44 20 7296 5362

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+44 20 7296 2001

Emily Reid
Partner, London
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emily.reid@hoganlovells.com

Emily Reid is a partner in the Financial Institutions Group, leading the Commercial and Retail Banking team. She is a member of Hogan Lovells Financial Institutions Sector core team and co-chair of the Citizenship Panel. Emily is recognised as a leading UK specialist in retail banking and consumer finance. She is ranked in Band 1 by Chambers & Partners which states "Emily Reid has impressive technical ability and is well respected among professionals in the field" Chambers UK 2010.


Emily has extensive experience in, and knowledge of, the Commercial and Retail banking industry, advising on law and regulation, products, distribution agreements, commercial contracts and transactions. She also advises on non-sector specific legislation such as unfair terms and data protection, and industry rules, such as the Visa and MasterCard rules. Clients include commercial and retail banks, card issuers, mortgage lenders and retailers offering financial products to their customers.

REPRESENTATIVE EXPERIENCE
  • Implementation projects for a number of major UK corporate, commercial, retail and private banks and card issuers on the implementation of the Payment Services Directive and the Consumer Credit Directive
  • Working with our commercial and retail bank litigation team on bank charges litigation
  • Advising on integration and other projects following various post credit crunch bank reorganisations and on intra-group transfers under Part VII FSMA of savings and mortgage portfolios
  • Advising retailers on a number of contractual Joint Ventures for the provision of credit to their customers
  • Advising on a number of debt sales and acquisitions


PRACTICES
Financial Institutions Group
Corporate
EDUCATION
B.A., University College London, 1980
LANGUAGES English